The personal articles policy insures against theft and accidental direct physical damage to covered property with some limitations and exclusions. It will afford you higher coverage limits as well as protect against the causes of loss not covered on a homeowner’s policy. Tue, Feb 4th 2020. Insurance is designed to protect against losses you could not cover yourself, so if you can afford to pay the first $500 or $1,000 in losses yourself, you may not need a lower premium. A Personal Articles Floater is an actual insurance policy, as opposed to an endorsement or extended coverage type on an existing policy. A Shelter Insurance ® personal articles insurance policy (also known as inland marine insurance) can help protect you from the expense of repairing or replacing your rare or expensive personal possessions.

Personal Finance. The latest and must read Property and Casualty (P&C) news for the insurance industry.

Agent: A professional licensed by the state who represents one insurance company or several (commonly referred to as an independent agent), and sells insurance; commissions are paid by the insurance companies, whereas a broker’s fees … Health Insurance. Property and Casualty News Articles - InsuranceNewsNet Celebrating over 20 …

Personal insurance. Personal articles insurance can cover the following items: Here are some commonly used terms you may encounter when exploring personal insurance.

Impact of coronavirus outbreak on China insurers will be 'limited' and 'manageable,' analysts say. Personal Insurance Terminology. Deductible Although available if desired, there generally is no deductible on a personal articles policy.